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Are you looking for a competitive offer from the company Sanitas for your basic insurance or for your supplementary insurance?
INP Finanz can help you find the best proposal according to your needs!
As partner and privileged interlocutor of the company Sanitas, the INP Finanz team is always keen to take the time to listen to you in order to offer you the best solution for your health insurance in Switzerland.
We establish a assessment of your situation and your needs 
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The main purpose of health insurance is to provide you with health insurance andanticipate your future health costs. If your medical coverage is no longer suitable, you risk paying too much in relation to your real needs, or on the contrary not being sufficiently insured. Sometimes, in addition to the basic insurance, it is necessary to take out one or more additional insurances. It is therefore essential for us that you can ask your questions to our business insurance advisors.
Our goal : help you optimize your expenses and protect your interests.
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All health insurers providing compulsory healthcare insurance must assume the same scope of benefits as provided by law: according to the law, the LAMal only provides efficient, practical and economical services. Basic insurance is compulsory and constitutes a form of health insurance. The LAMal plans to cover all costs related to the complete treatment of an illness, including necessary diagnostic measures, medication, preventive care, follow-up care, etc. This basic insurance therefore covers the costs of necessary treatment and medication. Compulsory insurance offers the same benefits in all insurance companies. For additional services or broader coverage, it is possible to take out additional insurance (note that the conditions differ from one fund to another). Good to know : Sanitas offers very advantageous premiums for young adults. In recent years, we have always paid more and more for our compulsory insurance. In 2022, this trend is starting to reverse: some funds are even offering premium reductions.
On average, Assura offers the lowest and most stable premiums in Switzerland. You'll find that Assura offers the lowest rates, with annual savings of over 1000 Swiss francs per person.
The deductible is the annual amount you must pay to help with the cost of medical services. The mandatory minimum deductible is CHF 300 for adults and zero for children. Added to this is the share which is the same in all companies, namely 700.- for adults and 350.- for children. When this amount is reached, the health insurance company pays a benefit reimbursement amount. You can choose a higher deductible and pay lower premiums.
Be careful, however, because the higher your health costs, the more you will have to pay to reach the deductible level before obtaining reimbursement.
We can quickly get you a Sanitas offer tailored to your needs! We are at your disposal to give you advice on your file or for any additional information.
Thanks to our advisers, you will find complete and flexible insurance solutions tailored to your needs and your budget.
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