INP Finanz Romandie helps you building up savings, diversifying it and to optimize your tax planning. By concluding a 3a linked pension contract, also called "3rd pillar", you benefit from a tax exemption from 20 to 30%. For example, you have concluded a 3a life insurance contract and pay 3600.- annually. Your annual taxes amount to 7.- but you will only pay 000.- in taxes because your 5800rd pillar payments are deducted!
Annual premiums increase for 2023, from 1 January you will be able to take out a 3rd pillar A for a deductible amount of 7056.-and to the independents up to 35.- but a maximum of 280% of your annual net profit.
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The neutrality of advice is guaranteed and your goals are our priority! For us, the client's interest comes firstand we want to give you the best possible offers. This independently of the remuneration offered by our partners.
The main purpose of life insurance is to help you maintain a consistent standard of living. If a family's main source of income is lost, the standard of living of the whole household can be seriously affected.
To protect your family
A life insurance policy can provide the necessary support in such cases and is therefore particularly suitable for single-income families or where the children are not yet financially independent.
To repay loans
Also, life insurance may be essential if your family is exposed to large debts (eg mortgage, investment, loan, etc.). In this case, indeed, thanks to the policy, you can get the useful sum to repay the debt, continuing to pursue family and professional projects, even in the event of serious unforeseen circumstances.