33% Some of your income is used to cover the cost of the mortgage financing.
Maximum debt ratio
Annual interest on your debt
Costs of maintenance charges
Your monthly amortization
Your total monthly costs
Your rate of bearable charges
Monthly cost of your purchase
Ask us for advice
We compare through more than 200 real estate financing providers, in order to find you the best financing according to your criteria. With our tools we save our customers an average of 10.- to 000.- per year. Find out more
They chose us to carry out their project:
What is the procedure after sending your request?
Fast and easy Our expert analyzes your request and you contact by phone or e-mail within 24 hours. Sending your documents helps us to speed up the process and provide a detailed analysis of your situation.
Best rates guaranteed We compare all the possibilities on the market and then offer you the best offers and the best rates according to your budget and your criteria.
A free advice service If necessary, we can meet at a free appointment at home. This interview is non-binding for you and allows the transmission of additional information.
How is your purchase potential calculated?
Know the maximum purchase amount Also called “viability calculation”, this operation is used by all financial institutes, banks and insurance companies to determine the maximum amount of loan they can finance for your purchase. Interest, depreciation and maintenance costs By calculating a percentage of the expenses related to the property in relation to your income, this operation also makes it possible to see if your income will be sufficient to cover future costs. These include interest on the mortgage loan, depreciation and maintenance and repair costs for your future property. A margin of safety by 5% Secondly, our calculator is based on interest rates at 5%. This is to make sure you can meet your future expenses if a rate hike occurs. Fortunately, the reality is quite different today since the rates are exceptionally low.
Want to see it more clearly?
Our mortgage credit experts are available to answer all your questions live. Contact us via WhatsApp at the bottom of the page or via the contact form below.
Each client is unique and professional advice can often bring a lot of clarity to your financial and personal situation. Our goal : help you carry out the projects that are important to you. Request a consultation without engagement right now !